Having it all....




I'll be honest, I always feel a little sceptical when I read of a blogger on a 'spending ban.' How can people not only manage to do this, but also continue to post about things they've seen that they'd like and that inspires them? despite my scepticism I am always impressed by those who can actually carry it off-Alex at Life After 20 is mid way through the 100 days challenge which involves not buying anything new for, well, 100 days. I feel quite ashamed at my lack of willpower-I once tried to not buy anything for a month and caved about 4 hours in. I don't know, I think it's the psycological idea of suddenly not being able to shop, which makes me crave it even more. Think of it like a diet-you couldn't just stop eating, but you need to think about what you eat more, cut out the snacks, and make sure what you are consuming is healthy.
With this in mind (writing this, I actually wrote 'thins', how ironic) I have decided, once and for all, to overhaul my financial health. I'm thinking of it as a shopping MOT; to really decipher where my money goes and how to stop wasting in on impulse buys and things I'll not wear more than once.
I am a fairly frugal gal, I mean, this whole blog was concieved around the idea of style on a shoestring, and this can certainly be attainable. I don't think you should need to spend a fortune to look good, nor should you have to buy a new outfit for every occasion. Every piece in your wardrobe should work hard for you, and mix and match with other pieces to create countless new outfits. I've identified a couple of gaps in my current clothing collection which I would like to fill; first up, a denim jacket! A really basic one that I can wear with everything. In the same vein I'd like a leather jacket; I have seen one in Zara that I'm very tempted by but, well, the point of this post is to inform you of my shiny new and improved shopping habits so I'll not trot out and buy it just yet.
As Adrian and I settle into life as a cohabiting couple (which I LOVE!) I am finding things that we need to incorporate into our home that either one of us didn't have before we combined our belongings. For example, who would believe we didn't have a baking sheet? Or a wire rack?! in addition, things that we've both had for years have become tired and need replacing, so a chunk of our budget does go on interior pieces and home decor.
I am trying to budget monthly and stick to it but this can be difficult. I have found one good way to avoid temptation at home is to unsubscribe from all those fashion website emails which ping into my inbox on a daily basis to try and persuade me to part with my cash. if temptation isn't right in front of me, I find it much easier to resist!
As for the images above; well, consider them things I'd buy tomorrow if I had unlimited amounts of cash. A bit of an eclectic mix, given; the chocolate brown teacup poodle pup is my dream pooch and I long for the day that we have a home with a garden to raise him in. Adrian wants a cat, we're going to have a pet-filled home! That is also another thing that would be high on the list-our own place! As in, a home we own and can PAINT and put things ON WALLS! I can't wait!
I have also developed an unhealthy obsession on a certain Miz Richie; her House of Harlow 1960 jewellery line is everything I want right now, and she always seems to hit that glam/boho style vibe spot on. Sigh.
There's been a lot in the news just lately about those lottery winners; it got me to thinking about how I would handle winning the lottery; and if I was lucky enough to do so, I think I'd make sure it was out of the public eye. Fair play to the winners, but if you go national with it, I'd expect you would be just waiting for the begging letters to start. Not my style, I'm afraid-I'm more of a low-key kind of girl!
Anyway the crux of my post: I'm on a spending ban. *sigh* I am going to try my very best to save up my pennies; the only thing I am allowing myself to part with cash over is work uniform. It's going to be a long month....
Have you got any tips for saving money? Are you a blogger that embraces a spending ban?
xoxo
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